Dick and Betsy DeVos continue to be the leaders that West Michigan needs. As every good leader knows, they have the realization that it is important to learn from history. Next to Gerald Ford and his wife Betty Ford, Dick and Betsy are perhaps the most well-known residents of Grand Rapids. In the early 90’s, they were made aware of a plan to build a multi-purpose sports and convention arena in one of the Grand Rapids suburbs. The DeVoses were against the idea simply because they had seen the economic downturn that neighboring Detroit had taken when the Lions and the Pistons had left for the suburbs in the 1970’s. Indeed, they both realized that it was the beginning of the end for that city. Did they want the same thing to happen to their beloved Grand Rapids? In a word, no, so Dick immediately began lobbying against the idea. Because of his pull, the powers that be ultimately decided against the idea, but the DeVoses did not stop there.
The DeVoses’ campaign against a sports facility being added above of the main Grand Rapids area would ultimately lead to the founding of a utilitennis box tennis called the Grand Actions, which is a great of individuals who know they wanted the Grand Rapids area to continue to improve. This grown was led was by Dick DeVos and has lead such important steps over the years such as the founding of the Van Andel Arena, the DeVos Place Convention Center, the formation of the Grand Rapids City Market, the DeVos Performance Center and the medical school affiliated with Michigan State University.
By establishing these landmarks, the DeVos family has went above and beyond the call in demonstrating they are not just about money. Anyone can collect an inheritance, but Dick and Betsy DeVos realize that the best way to change a community is through philanthropy. This couple realizes that they can change the trajectory of a Michigan city as long as they are strategic with their monetary endowments. Dick and Betsy DeVos have always realize that the slogan “with much power comes much responsibility” rings true. This is why they are so dedicated to changing their local world through philanthropy, and this is why many recognize them as the leaders of the Grand Rapids area.
GreenSky is a fintech that offers technologythat links borrowers to lenders. They do not offer any money themselves but just the technology needed to process this information. This fintech is now one of the best we have in the world. They are offering a business model that is unique and one that is highly successful. Some people have compared it to an offline version of the Lending Tree. Investors see it as the best big thing in this industry. The rate of growth is tremendous, and now that they are a publicly traded company, better results will be seen. In the past one year, there have successfully processed over $3.8 billion in loan volumes. The amount has been increasing every year. In 2017 alone, they recorded a 30 percent.
GreenSky works as a link between the borrower and the bank. The loans are however offered at the point-of-sale. The merchant offering services apply for the loan on behalf of the borrower. This service is mainly meant for the people who want to be offered certain services but have no money to pay in cash. The merchant will assist the consumer to apply for the loan through GreenSky. The loan application is sent to the fintech who link the borrower to one of the partnering banks for instant loan processing.
How does GreenSky make money?
The profits for this company come from fee-charged for transactions. Each transaction is charged 7.4 percent. The percent is deducted on the merchant’s income. The consumer only pays the amount awarded by the bank without interest rates. Theloan is repaid in small installments.
GreenSky works with four regional banks- Synovus, Fifth Third, Sun Trust, and Regions Financial. These banks have offered about 89 percent of the transactions handled by this fintech. Many regional banks love the business of lending loans to consumers, but the business is highly difficult due to lack of clients. It can cost a just to get consumers willing to take up loans with them, which is in itself a great setback. Another setback comes with servicing loans. Most of the loans average about $7,000 and normally offer challenges to banks. GreenSky is offering solutions to both of them. They bring in the customer and service the loan on behalf of the bank.
In the year 2005, when the Dallas area of Texas was going through a period of deregulation in their electricity marketas well as the entire electricity market of the State of Texas, Rob Snyder and Pierre Koshakji launched a company that offered energy services to clients across Texas. Stream is the name of the company which started out as a provider of energy but has since then grown to more than that. Three years from the time it was founded, the company expanded its reach to the State of Georgia, then to the North Eastern region two years later. From there, the company was able to expand to more than seven statesincluding Washington D.C. Stream Energy has also been able to launch a different division of the company that offers wireless services and mobile phone services called the Stream Wireless. Despite expanding to several states, Stream Energy has maintained its headquarters in Dallas, Texas.
The Stream Cares Foundation
Giving back to the society has become a culture at Stream Energy. The company has started a division of the company known as the Stream Cares Foundation which is in charge of all the works of charity that the company partakes in. one specific course that is close to the heart of Stream Energy is helping the Homeless. Stream Cares works with the Hope Supply corporation with which the company supplies food and basic needs to the homeless. The company also assists the Hope Supply Corporation to supply the homeless with diapers, schools supplies and more other supplies that children require. Stream cares also works with the HABITAT foundation and the Red Cross with whom they work on finding settlements for the homeless in the Dallas area and beyond.
When Hurricane Harvey hit the areas around Houston, Texas, Stream Energy’s Stream Cares Foundation was among the first organizations to reach out tohelp the victims of the crisis. Through the foundation, the employees of the company helped find shelters for the victims who not only lost their homes but also lost their property, families, friends and even pets.
Ted Bauman of Banyan Hill Publishing is a resident of Atlanta, Georgia and one of the most respected minds in the financial industry today. He has been with Banyan Hill since 2013 and currently serves in the role of editor for publications such as Alpha Stock Alert and Plan B Club. He is particularly well-known for his expertise in investment strategies with low risk. One of the things that Ted Bauman is most passionate about in life is helping regular investors achieve the success that will allow them financial sovereignty.
Originally from Washington D.C. Ted Bauman spent his childhood on the east coast of Maryland before emigrating to South Africa when he became an adult. In South Africa, Ted Bauman studied at the University of Cape Town and earned history and economics degrees from the highly regarded school. After college, he spent the next twenty-five years working in South Africa in various executive roles that included working for cost-efficient housing as a fund manager.
Low-risk strategies for investment are a major part of the work that Ted Bauman does. He takes a great deal of pride in counselling his clients in regard to their assets and stresses to them that the must make sure that said assets can survive if a disaster were to strike. Protection of wealth is a major priority on Ted Bauman’s list. Ted’s advice on securing liquid assets include having a safe at home, a safe deposit box at your local bank as well as in a foreign bank. He also recommends having an independent vault in the United States and in a foreign country. Ted is also very excited about the trend he has noticed recently of his readers starting to really question the economy of not only the United States but the world as a whole. Part of this questioning is in regard to whether or not it is a good financial strategy to continue to prioritize large company’s over the rest of the world of finance. These kinds of topics and many more are regularly addressed by Ted in his numerous financial publications.
In a recent interview with World of Direct Selling (WDS), Bernardo Chua was able to take us through his life before founding ORGANO. According to the September 25 2017interview, Benardo put it clear that he has a Bachelor of Science degree from the University of Santo Tomas that is in the Philippines. As a kid, Chua was always dreaming of one day becoming a medical doctor where he would be able to help people live healthily and for a long time. He had plans for attending a medical school although he was not able to materialize that dream. After school, Chua went to work in their Family business where he was the purchasing manager of the garment manufacturing plant in Philippine. Everybody in his family was working in the business, and he also had to join them. Read more about Bernardo Chua atoldcurmudgeoncomics.com
From the plant, he later had an opportunity to move out of the plant where an opportunity in a Travel Agency in the Philippines presented itself. He was hired, and during his time he was able to institute programs that helped the agency to grow and expand in the southeast of Asia. As the travel firm continued to grow, Benardo was approached by a direct selling company that was in the process of opening a regional office in the Philippines. With the help that he received from his dedicated team, Bernardo Chua was able to increase the market share of the company, and the firm grew its presence in Asia significantly. As the company expanded to North America, Benardo was picked to manage the business in Canada. It is there that he decided to open his own firm ORGANO.
Although he did not manage to get a medical degree, Bernardo Chua says that he has never stopped assisting people to live an improved life. Chua considers the founding and the growing of ORGANO as his most significant achievement in life.
The Jeunesse Company was incorporated in 2009 and primarily deals with beauty and cosmetic products. Since its formation, the company has achieved major growth strides. The impressive growth made the company achieve an annual sale of 1 billion dollars in its 6th year of operation. The company prides itself on research, development, product development, and enhancement. Other than the skin-care products, the company has also developed supplements harnessing the power and concept behind the Nobel prize-winning idea that led to the understanding of cell aging.
One of the products developed with the ideology is Finiti, a supplement composed of enzymes and hormones meant to regulate the aging process. The supplements are packaged as pills and sold as bottles, with each bottle containing 60 capsules. The active components in the capsules include Coenzyme Q-10 which is considered as an antioxidant meant to replenish the body and free it from regular food-based toxins which are normally deposited on the skin. Other components of Finiti include fruit and vegetable extracts such as pomegranate juices, palm fruit extracts, fucoidan extracts, and powder extracted from turmeric.
Finite is famed by beauty enthusiasts for its ability to secure a long-acting lifetime through the use of enzymes. The use of cellular-based active ingredients such as enzymes ensures that the supplements work from an advanced level to enhance beauty with a lasting impression. Also, Finiti uses all-natural ingredients which are deemed free from artificial colors and preservatives among other chemicals that are generally detrimental to a healthy-skin look. The anti-oxidants, on the other hand, normally free the body of free radicals which enhance an individual’s dermatological and internal organ health in general.
Another of Jeunesse Company’s products is Monavie Active. Monavie is branded and marketed as one of the few Jeunesse’s food products meant to improve on dietary and nutritional health. The fruit blend juice primarily contains vitamin C meant to improve the overall function of the body at the cellular level. Monavie is also meant to improve on bone and cartilage formation. It contains a blend of up to 19 fruits including apple, blueberry, pear, banana, cherry, kiwi, and pomegranate fruits among others.
Louis Chenevert is the former president and CEO of United Technologies Corporation. He started his career at the firm in 2008, and he has led it towards the notable successes it has achieved today. During his term in the firm, Louis saw United Technologies Corporation rise into one of the largest technology firms in the world. Despite the huge foreign competition, Chenevert has strived to bring success to the firm by collaborating with other firms as well as his employees and this has seen the firm thrive through the hard economic times.
Additionally, Louis has also acquired a great reputation over the recent years or his ability to employ the use of effective strategies in the operations of the United Technologies firm. He has also shown a great dedication towards solving the various challenges that firm faces through his ability to involve highly experienced personnel in his decision-making process. Louis has over the recent years also strived to bring innovation in the firm, and his major focus has always been the aspect of bringing change in the nature of the jet engines in the aerospace niche. His ability to work with the most experienced aerospace engineers has also contributed to the fame that the firm has acquired and as a result, it has been ranked among the best and most successful aerospace firms in the globe.
Besides, United Technologieshas also strived to heed to the advocations of the public, and over the past years, the firm has addressed the matters of environmental compliance. Besides, Louis is also passionate about observing the welfare of his employees, and he pays close attention to the matters they bring up. The firm’s employees are also proud of the great leadership skills that the renowned entrepreneurhas showcased since the establishment of the firm. The teamwork exercised by the firm employees has also contributed to the notable successes of the firm and Louis always encourages other investors to ensure that they offer a conducive working environment to their employees for the development of their ventures. Louis is an inspiration to many people, and a vast number of individuals strive to emulate his traits so as to achieve success in their ventures.